It’s not that they don’t want to make good investment decisions; they are simply uninformed and too emotional at the wrong times. The investment mistakes commonly made by plan participants include:
- don’t save enough
- too conservative (or too aggressive) with their investment choices
- too concentrated in a particular asset (or asset class)
- leave their 401(k) asset allocation in the default investment (typically 100% low-yielding money market accounts)
- chase performance
Delta Capital Management designs, implements and provides ongoing investment expertise for all types of qualified corporate retirement plans. We focus on your company and employees’ specific needs, delivering personal attention, and flexible service. Our goal is to help your employees avoid the mistakes that can keep them from a successful retirement outcome.